Tree of Life FundingTree of Life
Funding

Bad Credit Loans for Gyms & Fitness

Past credit issues shouldn't stop your gym from growing. We look at your membership revenue, retention, and equipment assets—not just a credit score.

Variety of Funding Products
Funding up to $5m+
US-based funding consultants
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How much funding do you need?

Drag the slider or type an amount

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$10K$5M

Applying is free and won't impact your credit score

Why Businesses Choose Us for Gym Loans | All Credit

Revenue-Based Approval

Strong membership revenue can qualify you even with lower credit scores.

Equipment Assets

Your fitness equipment represents real value that strengthens your application.

Soft Credit Pull

Initial qualification uses a soft pull that won't hurt your score further.

Fast Decisions

Don't wait months hoping for bank approval. Know where you stand quickly.

Industry Understanding

We know fitness businesses went through a tough period. We focus on recovery.

Path Forward

Use this funding successfully to build credit for better rates later.

FAQs

Frequently Asked Questions

We've funded gyms with scores in the 500s. Membership revenue and trends matter as much or more than credit.

No. We use a soft credit pull for initial qualification with no impact on your score.

We understand gyms went through unprecedented challenges. Current performance matters most.

Absolutely. Steady recurring membership billing significantly strengthens your application.

Ready to boost your business?

Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.

Contact Us

Questions or queries? Get in touch!

submit@treeoflifefunding.com

Phone

Mon-Fri from 8am to 5pm.

347-352-5210
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5

How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score