Tree of Life Funding

Payroll Funding for Dental Practices

Good hygienists and dental assistants are worth their weight in gold — and they know it. When insurance reimbursements lag and patient volume fluctuates, payroll funding keeps your team in the chair, not at a competing practice.

Variety of Funding Products
Funding up to $5m+
US-based funding consultants

What You Need to Qualify

$5,000+

Minimum Monthly Revenue

3+ months

Established Business History

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How much funding do you need?

Drag the slider or type an amount

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$10K$5M

Applying is free and won't impact your credit score

Why Businesses Choose Us for Dental Practice Payroll Funding

Bridge Insurance Reimbursement Gaps

Fund payroll while waiting on insurance claims to process. Don't let a slow month of reimbursements cascade into a staffing problem.

Retain Hygienists & Assistants

In the current market, losing a hygienist means empty chairs for months while you recruit. Consistent payroll is your strongest retention tool.

Cover Your Entire Dental Team

Hygienists, dental assistants, office managers, billing coordinators, front desk — fund every paycheck your practice depends on.

Scale to Multiple Locations

Opening a second or third office? Fund the payroll for new staff during the ramp-up period when patient volume is still building.

Same-Day Dental Practice Funding

Apply before noon and cover this week's payroll by end of day. No multi-week bank approval processes.

Collections-Aligned Repayments

Repayments that match your collection patterns. As insurance checks and patient payments come in, your funding repays smoothly.

FAQs

Frequently Asked Questions

Yes. We fund dental practices of all sizes — from solo practitioners with 3-4 staff members to multi-location DSOs with large teams. Minimum monthly revenue of $10K is our primary requirement.

You get capital upfront to cover payroll, and repayments are structured to align with your typical collection cycle. As insurance payments and patient copays come in, the funding repays without creating additional cash flow strain.

Absolutely. Many dentists use payroll funding during the first 6-12 months of a new location when patient volume is building but staff costs are already at full run rate.

Membership plan revenue counts toward your qualification. Whether your revenue comes from insurance, membership plans, or patient-pay, we evaluate the full picture of your practice's income.

Ready to boost your business?

Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.

Contact Us

Questions or queries? Get in touch!

info@treeoflifefunding.com

Phone

Mon-Fri from 8am to 5pm.

561-247-8341
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How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score